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14/11/2008 - Criteria Change

With effect from today, Friday 14th November 2008, Bristol & West Mortgages will no longer issue new Offers of Loan with partial retentions.

All loans must meet the product’s Loan to Value requested on the property’s current valuation.

We will continue to consider a loan on the property’s final value with a full retention in place.

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Bristol & West Mortgages is a trading name of the Governor and Company of the Bank of Ireland which is incorporated in the Republic of Ireland with limited liability and registered in England and Wales with branch number BR000459. Authorised by the Irish Financial Regulator and authorised subject to limited regulation by the Financial Services Authority. Details about the extent of our authorisation and regulation by the Financial Services Authority are available from us on request.

Bristol & West Mortgages: One Temple Back East, Temple Quay, Bristol BS1 6DX, Telephone: (0117) 979 2222. Fax: (0117) 929 3787. Website: www.bristolandwest4brokers.co.uk

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